Paying for College


The cost of a university education can be daunting. Texas A&M offers first-generation students scholarships and financial aid to help mitigate your expenses. Students are encouraged to pursue every opportunity to lower the cost of attending college.
Financial Terminology

College presents students with several new financial terms that might be confusing. Use this guide to help better understand.

  • Cost of Attendance: This is the total price of going to college. This includes tuition, fees, room and board, books, supplies and other living expenses.
  • Direct PLUS Loan: Federal loans available to parents. This loan has higher interest rates and requires a credit check.
  • Expected Family Contribution: A formula that tells you how much you can afford to pay. This estimation includes your family's assets, income and family size.
  • Grants: This is money awarded that you do not have to pay back. It is mostly based on financial need.
  • Net Price: After grants, scholarships and tuition discounts have been accounted for, this will be the amount you'll actually pay for college.
  • Merit Aid: This money is based on academic achievement, artistic abilities and leadership skills.
  • Perkins Loan: Federal loans that have a relatively lower interest rate and are reserved for low-income students.
  • Scholarships: Money that does not need to be repaid and can be received in various ways.
  • Subsidized Stafford Loan: Based on financial need, this loan's interest doesn't start building up until you enter repayment after graduating college.
  • Unsubsidized Stafford Loan: Interest starts building up the day you take out the loan; it is not based on financial need.
  • Work-Study: Students are given an on-campus job to help pay for college bills.
Regents' Scholars Program

The Regents’ Scholars Program was created in Fall 2004 and is awarded annually to first-generation students at Texas A&M. Award-winners will receive up to $6,000 per year for up to four years.

View Program Details

View Program FAQ

Scholarships

First-generation freshmen and transfers have access to university-wide scholarships through the ApplyTexas or Common App applications. Continuing students have access to scholarships through the University Scholarship Application.

Visit Scholarships

Financial Aid

All first-generation students have access to financial aid through the Free Application for Federal Student Aid (FAFSA) and Texas Application for State Financial Aid (TASFA).

Visit Financial Aid